There are more ways than ever to use your retirement account as an ATM. But those transactions come at a cost.

Vanguard data shows Americans are pulling money out of their retirement accounts early at record rates to help make ends meet.

A network of plan administrators helps small 401(k) accounts rolled into IRAs find their way to a worker's next workplace plan — unless it's Roth money.

As expected, net worth improves with age. There's one obviously important high-growth time of life, though.

Retirement policies are evolving in 2026. New contribution limits and policy debates could influence how Americans manage long-term savings.

Compare Roth 401(k) vs. 401(k) plans. Learn the key tax differences, contribution rules and which option may fit your retirement strategy. Read on for more: ...

Vanguard’s How America Saves 2026 report found the most common reasons for tapping a 401(k) in advance were to avoid ...

About 50 million workers lack access to employer-sponsored retirement plans, a hurdle to setting aside money for old age.

If you're 40 years from retirement and your 401 (k) generates a yearly 8% return, which is a bit below the stock market's ...

In 2025, Americans' 401(k) retirement savings rose significantly, with average balances up more than 11 percent year over ...

Want to avoid a huge tax burden in retirement? This expert reveals what pre-retirees can do to minimize taxes in their golden ...

Every American deserves to retire. However, millions of people lack access to 401(k)s. President Trump aims to solve this problem by offering new 401(k) plans.