In 2026, 401(k) participants who are 50 or older and high earners will face new rules regarding catch-up contributions made ...

It could get easier for 401(k) plans to include private credit, private equity, crypto, and real estate investments, ...

If you’re a high-earning, older worker, the rules for making “catch-up” contributions to a 401 (k) or similar job-based retirement plan have changed. Starting this year, employees age 50 and older ...

While high inflation may be painful for American shoppers and households, it also means higher contribution thresholds. Money; Getty Images If you’re planning to save more for retirement in 2026, ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

Sometimes, changes in laws, tax policies, and even economic instability can affect 401(k) retirement plans directly or indirectly. During President Trump's first term, his administration made changes ...

As retirement approaches, catch-up contributions help maximize your 401(k), but recent rule changes add a new caveat.

One nice feature of 401(k)s is that they have generous contribution limits, including catch-up limits. In 2026, you'll be forced to make your catch-up Roth-style if your 2025 income is over $145,000.

The most widely used retirement benchmarks say you need to save 1x your salary by 30, 3x by 40, 6x by 50, and 10x by 67.

Discover why and how to borrow from your 401(k) without harming retirement savings. Understand the rules, benefits, and ...