Every time you apply for a loan or credit card, lenders assess your credit history to gauge your financial reliability. However, there are two types of inquiries when it comes to credit. Some can ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. An unauthorized hard inquiry on your credit file can have a negative impact on your ability to access the credit you need. These ...

Does checking your credit score affect it? No, checking your credit score does not affect your credit because it is not an ...

A newly embossed credit card can raise your spirits just like a decadent dessert or a sunny spring day. But is the shiny new card feeling worth the impact on your credit? RELATED: Numbers don’t lie: 5 ...

Applying for multiple personal loans may seem like a smart way to compare options, but frequent applications can negatively impact your credit score ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. kupicoo / Getty Images Building your credit is ...

Credit scores are weird. You can do the "right thing" and still watch your score drop. For example, a friend of mine paid off her mortgage early and closed her old credit cards to clean things up -- ...