We analyzed home insurance rates across four dwelling coverage levels and reviewed complaint data from state insurance departments to identify the cheapest home insurance companies for different ...

In July 2025, homeowners policies averaged $2,802 a year nationwide, according to data from insurance marketplace The Zebra.

Inflation, climate change and other factors have combined to push up premiums for homeowners insurance — with broad implications for consumers and the economy.

If you're thinking of breaking up with your insurance provider, you're not alone. The "It's not you, it's me" conversation might actually be warranted when your premium keeps climbing while your ...