The financial services industry is massive. The U.S. alone has more than 4,000 banks, all offering a wide array of products that cater to individuals, corporations and institutions, and even governments. SoFi has successfully carved out a niche serving everyday consumers.

SoFi Technologies consistently delivers strong earnings, with 20%+ Y/Y revenue growth and significant EPS improvement. See why I remain very bullish on SOFI stock.

SoFi Technologies has a compelling business model SoFi is a pretty straightforward fintech play: It directly addresses the financial industry with a tech-focused approach. This allows it to tap huge addressable markets while also benefiting from the growth and scaling advantages of tech companies.