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Waiting until your 40s to being saving for retirement isn't optimal. But it's also not the most dire situation imaginable.

Interest earnings on a $100,000 deposit can be significant this year, but is it truly the right move for savers?

How much should you have in your 401(k) in your 30s? The median balance lags behind that of older workers—but you can use strategies to boost your retirement savings now.

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