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Current Mortgage Interest Rates on Jul. 23, 2025
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Mortgage loan, Sales and Hit Record
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Mortgage rates hold steady July 23, 2025, with 30-year fixed at 6.625%. Trump hints at capital gains tax cut for home sales.
Mortgage demand barely moved last week as interest rates slightly increased. Demand is still better, however, than it was a year ago.
The average rate on 30-year fixed home loans increased to 6.75% for the week ending July 17, up from 6.72% last week.
The likelihood of a rate cut in July is low, but at least one member of the Federal Open Market Committee is advocating for one.
A new company offers a software tool that allows buyers and agents to find sellers with low-rate mortgages that can be transferred.
As more homes remain on the market longer, buyers are closely watching mortgage rates to see if there's an opportunity to save money.
After a five-week decline, mortgage rates have now climbed for three straight weeks. But that doesn't necessarily mean you should hit pause on your house hunt.
Fannie Mae recently revised its mortgage rate forecas t to increase its year-end projections from 6.2% to 6.5%, as rates prove more stubborn than expected. Now, homebuyers can expect to face an unaffordable housing market for the foreseeable future.
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