How to Calculate Closing Costs: 16 Examples of Closing Costs - 2025 - MasterClass
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How to Calculate Closing Costs: 16 Examples of Closing Costs - 2025 - MasterClass
From real estate agent fees to monthly mortgage payments, the costs of the home-buying process can quickly add up on top of the new home’s purchase price. A major expense that can surprise first-time homebuyers (or those refinancing their home) are closing costs.
Jun 8, 2021
Closing costs Mortgage
Buy a family home with $0 out of pocket (Gift of Equity) Here’s the play, step-by-step: \t1.\tKnow the value. Get a CMA or appraisal so you have the ceiling price. \t2.\tPull the payoff. Have your family member call their loan servicer for the official payoff. \t3.\tConfirm their net. Ask what they want to walk away with. \t4.\tDo the math. Gift of equity = Current value − (Payoff Seller’s net est. closing costs). That gift can cover your down payment closing if your loan program allows. \
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Buy a family home with $0 out of pocket (Gift of Equity) Here’s the play, step-by-step: \t1.\tKnow the value. Get a CMA or appraisal so you have the ceiling price. \t2.\tPull the payoff. Have your family member call their loan servicer for the official payoff. \t3.\tConfirm their net. Ask what they want to walk away with. \t4.\tDo the math. Gift of equity = Current value − (Payoff Seller’s net est. closing costs). That gift can cover your down payment closing if your loan program allows. \
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27 reactions | Get excited about buying a new home!  At R.I.A. Federal Credit Union, we partner with you through the process. It's seamless, it's simple, and right now you can save $500 off mortgage closing costs! | RIA Federal Credit Union | Facebook
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27 reactions | Get excited about buying a new home!  At R.I.A. Federal Credit Union, we partner with you through the process. It's seamless, it's simple, and right now you can save $500 off mortgage closing costs! | RIA Federal Credit Union | Facebook
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