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POV: You sit down with a real estate agent and find out buying in New York may require way less money than you thought. Many first-time home buyers in New York — and even buyers who’ve owned before — don’t realize there are New York buyer grant programs that can provide FREE MONEY toward down payment and closing costs. These programs can offer up to $30,000 in buyer assistance, depending on eligibility and the lender. The problem? Most buyers don’t learn about them until it’s too late — or assum
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