The biggest decision at 65 is choosing between Medicare Advantage and a Medicare Supplement and the right choice depends entirely on your health, budget, and how you want your coverage to work. Advantage is a lower-premium, pay-as-you-go system, which means costs add up if your health changes. A Supplement is the opposite: higher monthly cost, but little to no medical bills throughout the year. Tools like our Two Roads Worksheet help you compare both paths side by side so you can pick the one th
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