How Long Must You Own a House Before Getting a Home Equity Loan? | Sapling
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How Long Must You Own a House Before Getting a Home Equity Loan? | Sapling
The equity in a home is the difference between how much the home is worth and how much you owe on your mortgage. If you are a typical home buyer, you probably made a down payment of 20 percent, so you have 20 percent equity right away. If you got a mortgage that required only 10 percent or even 5 percent down, your equity would be less.
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